Requesting a loan is not always easy, especially if you do not have all the requirements requested by banks. There are occasions where some extra money is necessary but we do not have enough resources that a bank asks to disburse the amount.
For these reasons came Good Credit loans, a simple way to get a loan, since they have a credit card which allows you to defer many purchases, and also with Good Credit loans, which have excellent interest rates.
Why ask for a Good Credit loan?
A credit application process can be very exhausting, especially if you are urgently in need of money. There are many occasions in which an amount of money may be required quickly, and for this reason, the loans in Good Credit were created, which are granted quickly, with a very simple evaluation of your personal and financial data.
Good Credit is a company that has many years of experience within Mexico, that’s why so many people apply for their bank loan through this platform. In addition, you do not need to inform what you will need the money, unlike traditional banking entities, so you can use it for whatever you want, a trip, study, home arrangements, furniture, etc., everything that you can think of.
Many ask about the Good Credit credit bureau, and in fact, they do check the credit bureau, but if you have any debt, you can still fill out the application and they will contact you.
If your loan history in the credit bureau is favorable, you can apply for a larger amount of money and the loan will be much more substantial. In addition, unlike a bank where you must go personally, with Good Credit, the credit application is very fast and directly from your computer or cell phone, since Good Credit has an application that you can download and request your personal loan Good Credit.
How do you apply for a personal loan at Good Credit?
The first thing you should do before researching Good Credit loans is to be clear about what you are going to use that loan for. As it is so simple to apply for personal loans, people get carried away and do not take into account that the maximum repayment term is 36 months, at least for the first loan taken with Good Credit credits.
For this reason, we advise you to make a small summary of your finances on an online paper, agenda or file, emphasizing especially your income, so you can define how much you can disburse monthly to that personal credit Good Credit.
When you are clear about what you are going to use the money for and how much is the maximum you can disburse monthly to pay the fee, go to the website, there you will see the option to request a loan in Good Credit, below you will find the requirements to get credit at Good Credit which is the following:
- Have at least 6 months with the Good Credit credit card
- A good credit history
- An account on the Good Credit website
- A linked due card
- Not be over 85 years old
If you meet all the requirements, it will not take you more than 20 minutes to have the money in your account, but, if you lack any to obtain the personal credit Good Credit, do not worry, you can request the Good Credit card and use it by deferring the fees to 36 months
What to do when Good Credit loans are rejected?
If you made a Good Credit credit application, but it was rejected by the entity, do not worry, many people can deny a personal loan without having very clear reasons, especially if the credit bureau was correct and without a bad score. Most likely, you can make the bank credit application again, however, keep in mind the following, to make the necessary changes in case they reject your personal loan.
Check your income: maybe your income is very low, compared to the amount of money you wanted to request, there are some banks that require a monthly minimum to be able to pay for the expenses that the bank loan entails, also taking into account the interest rate that many times can be variable.
Labor instability: despite having presented your proof of employment, they can check it and if they see that the work is very recent or that you have changed a lot of companies in recent months, they can deny loans in Good Credit; Try to take more than 6 months in this company and also that the employment contract is indefinite, this will give them greater security and will not hesitate to approve the Good Credit credit application.
Age at home: for them to know that you will not disappear at the time of requesting a personal loan Good Credit, you need to verify that you have been at your home for at least 6 months, this precaution is taken to confirm that you will be in that place of the city in case you leave to pay your fees at the right time.
Not having savings: to take a loan in Good Credit, it is good to present savings either in a bank account or some other financial product, this is very good at the time of making the application since the chances of denying the money are greatly reduced. It is a guarantee that you can pay in case you run out of employment or constant income.